No upfront fees or application fees are charged on any of our services.

You will need at least 3 open and active Primary trade lines on your credit report. Trade lines should be at least 1 year old however 2 years are preferred.

No, a co-signer may NOT be used. Whoever is on the loan application must meet all qualifications for funding.

No, our personal funding comes in the form of major bank issued personal lines of credit and cards- such as: Visa, MasterCard, American Express and Discover. Once funded we can provide some tips and guidelines for the liquidation process, to convert credit to cash. Must be approved for at least one cash-line to liquidate.

Income documentation is not needed on 99% of loans.

Depending on the amount of requested funds, it takes about 2-5 days for us to complete our submissions. It then takes approximately 2-10 business days for the funding to arrive after the date of approval.

Yes, BK must be at least 5 years old.

Prequalification’s typically take 24-48 hours, not including weekends and holidays.

Your credit score must be a minimum of 680. In addition your credit profile must also meet other basic qualifications.

Payment is due within 24 hours upon receiving each funded line. We will provide you with written instructions regarding payment of each credit line.

We collect our backend fee via several methods of payment: PayPal, Credit Card Charge Authorization Form, Online Balance Transfer, and Direct Deposit.

We can do personal funding using only Equifax credit or only Experian. We do not provide funding with Transunion only.

Based on the strength of the personal credit file we can fund up to a maximum of $200,000.00

No, we do not provide removal of credit inquiries.

The minimum amount of funding we will submit for is $20,000. However approvals can come back lower than that amount.

We do not provide credit repair services, however, we do provide referrals for credit repair services.